Important Information

Thank you, our loyal member.

Due to our very strong financial performance in 2024 your Board of Directors declared a bonus dividend

of 60% of the total year to date dividend for all accounts which was posted to the primary share account on 12-31-2024.

In addition to the bonus dividend, all NSF fees and most convenience fees were waived for the months of September to December for all members.

We have always believed in the ideal of the credit union movement “People Helping People” and remain deeply committed to providing exceptional member service.

We know that we wouldn’t be the credit union we are without you, our members.

We will continue to look to the future and enhance our service offerings and capabilities to help you achieve your financial goals.

We thank you for trusting us as your financial institution and for your never-ending support.

Gloria L. Hnojsky

President/CEO

CREDIT UNION DEPOSITS

ARE

SAFE, SECURE AND INSURED

 As not-for-profit financial cooperatives, credit unions first priority is the people we serve. 

Recent bank failures have no connection to credit unions, but do emphasize how the credit union difference makes a clear difference for consumers.

 ·       Credit union deposits are insured, safe and secure.

·       Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.

·       Credit union members have never lost a penny of insured savings at an insured credit union.

·       Learn more about the credit union difference at YourMoneyFurther.com

·       Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.

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“ STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of the community, including the needs of low-income to moderate-income households.  The department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department.  Your involvement is encouraged.  You may obtain a copy of our evaluation once the Department completes out first evaluation.  You may also submit signed, written comments about our performance in the meeting community financial services needs to the Department.  We will update this notice when our first evaluation has been issued.”

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Protecting Your Financial Identity

It only takes a few seconds to become a victim of financial fraud. But it often takes months to recover.

Armed with discarded credit card receipts, checks, or deposit slips, today's crooks are making unauthorized transactions from victims' accounts, and even opening new--fraudulent--credit card and checking accounts.

There are steps you can take to prevent your identity from theft.

• Examine all your financial statements. Promptly reconcile your monthly share draft account statement. Save check stubs and credit, debit, and ATM (automated teller machine) receipts. Report discrepancies between your records and monthly statements to the appropriate company. Check credit bureau reports at least once a year.

• Limit the paper trail. Store receipts and share draft carbons in a safe place. Or shred them, especially areas where account numbers are visible. Shred blank checks from closed-out accounts and expired or unused credit cards. And shred any credit card receipt carbons.

• Guard your purse or wallet. Thieves often target unoccupied vehicles, unlocked office drawers, and health club locker rooms.

• Protect your personal identification number (PIN). Never keep your ATM PIN in the same place as your card.

• Beware of phone scams. Never give your PIN or any other personal financial information to an unknown caller.

• Check your mail. If you haven't received mail for a few days, you may be the victim of mail diversion fraud. This scam involves a crook forging an individual's signature on a change-of-address form to divert your mail and obtain financial information. If you suspect your address has been changed without your permission, contact the post office.

• Track financial statements. Find out when financial statements and plastic cards are due to arrive. If they're late, contact your credit union or appropriate issuer.

• Protect yourself online. New technology allows online vendors to assure customers reasonable security from online theft. If you doubt the security of the vendor, order the items over the telephone.

• Visit the Federal Trade Commission identity theft Website to view a copy of its publication, 'Take Charge: Fighting Back Against Identity Theft.’

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Notice of Your Financial Privacy

Chicago Firefighters Credit Union has never shared personal information and will continue to maintain the security, integrity and confidentiality of your personal financial information.

Chicago Firefighters Credit Union Information Privacy Notice

CFFCU collects nonpublic personal information about you from the following sources:

1. Information we receive from you on applications or other forms

2. Information about your transactions with us or others

3. Information we receive from a consumer reporting agency

CFFCU restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

ADA Disclosure

Chicago Firefighters Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 773-581-5253 for assistance.